walkway representing psychotherapy and counseling
Fees and Insurance
Peter Gibson, Ph.D., Clinical Psychologist

The Initial Consultation session, as well as subsequent psychotherapy sessions, is generally 50 minutes in length. The fee for a 50 minute session is established at the beginning of treatment. Clients are billed on a monthly basis, and all charges in a given month are due by the end of the following month. There is no charge for telephone contacts unless it is arranged as a lengthier telephone session.


As a Licensed Psychologist my services are covered under clients’ medical insurance as an out-of-network provider. (The one exception to this is for clients with Medicare, for which I am a provider. Medicare will be discussed below.) Some clients choose to forgo the use of their coverage for psychotherapy, while most do file for reimbursement. I recommend that clients who plan to file for reimbursement call their insurance carrier to determine the specific steps to follow. Generally a client needs to complete an insurance claim form, attach a copy of his or her bill or bills, and submit the claim by mail. Information is provided on the bill regarding necessary procedure code, diagnosis code and license information. Typical turnaround time for the client to receive reimbursement due from the insurance company is about one month. If a client’s coverage requires that treatment needs to be “pre-authorized,” I will submit the necessary paperwork for this. And if there are any problems or questions regarding filing of claims and obtaining reimbursement I am glad to assist.

If a client is covered by Medicare, I will submit the claims to Medicare and I receive reimbursement directly from Medicare. Clients who have secondary insurance should check with their carrier to ensure that the “crossover” with Medicare is in place, so that the necessary claim information is automatically transferred between the two companies.